Join our property list and tell us what type of home you’re looking for, your budget, etc (START with the form to the right)
We’ll send you local St Louis rent to own / lease option homes that fit your criteria.
If you like a home and want to apply, we’ll give you an application to fill out. Don’t worry – we help people with all kinds of credit and financial situations, and if you can afford the property, we can probably help you to own it. And there is no application fee to get started!
After you’re approved to rent the property, we’ll agree on a monthly rent amount and the future purchase terms. Then just sign the documents and move on in!
Move in and pay your rent payments on-time… then at the end of the rental agreement you can decide if you want to purchase the home or not.
Your lease/option agreement (also known as the rent to own contract) will spell out the length of time that you have to complete the purchase of the property – typically 1-3 years, but in certain circumstances we may extend your option if you need more time to get your credit or down payment up to the point where you can qualify for a bank loan.
The purchase of your home usually takes place through a traditional mortgage loan, but there are other ways to complete the purchase, depending on your finances