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The fastest way to sell any property is to sell it to a CASH buyer. This is because the cash buyer does not need to get qualified and approved for a loan, wait for inspections, or wait for loan documents to be drawn up (which can take 45 days or more). Cash buyers can make decisions quickly. Cash buyers can also take care of all closing costs, back payments, liens, or taxes, or whatever it takes to get the deal closed.
This is our best alternative to selling a property right away may be to lease it with an option to buy.
A Lease/Option involves leasing a property to an investor or tenant who agrees to buy the property at a future date and at a pre-determined price.
NOTE: This option may not be legal in all states. We would be glad to discuss this with you.
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The fastest way to sell a property, where the property is owned free and clear, is through an Owner Financing sale.
An Owner Financing sale involves the seller creating a loan for the buyer to buy the property with. If the seller owns the property free and clear, the loan can be created with a simple note. If the seller already has a loan on the property, the loan payments can be assigned, using a mortgage payment assignment sale, or a new loan can be created using a wrap-around mortgage sale.
The best way to sell a property that is more than 20-30% under water, without having to pay off the shortage, is to negotiate a short sale. This is also one of the most common ways to sell a property in which the owner is already many months behind in payments, has little or no equity, and wishes to avoid a foreclosure.
Sometimes the best way to have your cake and eat it too is by using a Combination Plan. Combination plans generally combine 2 or more strategies at the same time. Using this strategy the seller has more options (and more chances for success more quickly) than with one single strategy. We came up with this option after studying and helping many homeowners navigate difficult situations. In some cases, this is how we best serve our clients and that’s why it’s become a popular choice.
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The worst way to lose a home is through a foreclosure. We call foreclosure “the atomic bomb of credit scars” - it cuts the deepest and lasts the longest. When something effects your credit negatively, it lowers your credit score and the effects last for varying periods of time. Foreclosure lowers your score the most and for the longest period of time - up to 7 (or more years)
The best way to temporarily stop a foreclosure (up to) the day before an auction (and when a homeowner does not need to otherwise declare bankruptcy) may be to file a Temporary Restraining Order (TRO). A TRO is a legal order filed by an attorney on behalf of a homeowner against their lender. In most cases, it will result in a brief delay (30 days, give or take) of a foreclosure auction – which may provide enough time for a homeowner to sell a home using other strategies, or catch up the payments.
TROs are a legal specialty – you must have an attorney, with this specialty, lined up in advance if you need to utilize this maneuver.
The best way to stay in (not sell) a home that you want to keep long term may be a loan modification. This involves a lender modifying your payments so that you can afford to keep making them. The modification could include lowering the interest rate so that the payment is lower, or even adjusting the principle balance on the loan.
Real estate investing involves the purchase, ownership, management, rental and/or sale of real estate for profit.Improvement of realty property as part of a real estate investment strategy is generally considered to be a sub-specialty of real estate investing called real estate development.
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Insurance Group of Nevada is a full service independent insurance agency in Las Vegas, Nevada. We are conveniently located near the Las Vegas medical District. Our office is directly adjacent to Walmart on West Charleston Boulevard. Contact us today for a no obligation consultation.
Call us (702) 996-6434